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Onboard new customers with confidenceEnable customers to pay on timeEmpower Accounts Receivable to collectReduce credit card fees and drive ACH paymentsEliminate payment risk with autopayDedicated customer supportConnect the sales team with real-time data
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Onboard new customers with confidenceEnable customers to pay on timeEmpower Accounts Receivable to collectReduce credit card fees and drive ACH paymentsEliminate payment risk with autopayDedicated customer supportConnect the sales team with real-time data
TestimonialsPartnersIntegrationsBlog
SupportLog InSchedule Demo

Security at Wholesail

At Wholesail, protecting your data and funds is our highest priority. We follow rigorous security and compliance measures to safeguard every transaction and piece of sensitive information, giving you the confidence to focus on what matters most—growing your business.
People
  • Experienced Leadership
    Our senior team has decades of experience in building large-scale payment platforms.
  • Mandatory Security Training
    Every employee undergoes regular training and follows strict security policies, including MFA.
  • Device Compliance Monitoring
    Wholesail uses an automated compliance platform to verify employee devices meet security standards and alerts us to issues.
  • Pre-Employment Background Checks
    All new hires complete background checks before accessing Wholesail systems and data.
Platform
  • SOC 2 Certified
    We undergo independent audits to verify adherence to industry-leading security protocols.
  • PCI-DSS Compliant
    Wholesail meets Payment Card Industry Data Security Standard (PCI-DSS) requirements to protect card data.
  • Industry-Standard Encryption
    Data is encrypted at rest and all data transfers—between Wholesail, your ERP, and partners like Stripe, Plaid, and Modern Treasury—use TLS/HTTPS encryption.
  • Google Cloud
    Our infrastructure is hosted on Google Cloud Platform, benefiting from its extensive compliance (SOC 1/2/3, PCI-DSS, ISO 27001).
Processes
  • Minimal Data Access
    We only access essential data required to provide Wholesail’s services.
  • Strict Permission Controls
    Users cannot modify customer data or initiate payments without explicit authorization.
  • Automated Logging & Monitoring
    Every payment activity is logged, helping us rapidly detect unusual behavior.
  • Continuous Vulnerability Scans
    Continuous testing helps us identify and address potential threats before they escalate.

We collaborate with leading financial partners to ensure your transactions remain secure from start to finish

Credit Cards
via
  • Secure Handling and Vaulting
    Stripe processes and stores card details; Wholesail never sees or retains card numbers.
  • Encrypted Transactions
    PCI-DSS-compliant card payments are encrypted and meet industry standards.
  • Dedicated Stripe Accounts
    In-transit funds stay in your own Stripe account, keeping your money separate and protected.
ACH
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  • NACHA Compliant
    Wholesail meets NACHA requirements to secure ACH money transmission.
  • ACH Processing
    JP Morgan and SVB handle all ACH payments. Customer funds are protected with pass-through FDIC insurance coverage (up to $250,000 per customer).
  • Dedicated Payment Accounts
    Your funds remain in a dedicated account solely for payment operations, with no direct access for Wholesail creditors.
Have questions about our security measures or want to learn more? Contact our team for further details or to request our latest security certifications.
Contact us